The Benefits of Using an Independent Insurance Agent

Obtaining an insurance policy can be a complicated process with all of the factors that are involved. You’ll need to choose the different benefits that are available and the amount of coverage that you want to have available. Here are a few advantages of using an independent insurance agent.

Speak to Licensed Experts

You can have peace of mind knowing that you’re making better decisions with the help of licensed experts that will be happy to provide you with their expertise. The experts will translate everything into layman’s terms to ensure that you understand what you agree to before signing your name on each document. They’ll work as your personal advisors that can understand your individual needs and what you can benefit from the most. read more

Business Mommies

It was in a recent meeting at my son’s school when one of the parents beside me opened up a conversation about her husband’s business. It was a recently launched advertising agency and they want to make sure that everything is going in line with the laws and that they’ve got all the protection needed in cases of issues in the future. There are a lot of insurances that we discussed but one the parents also joined in and suggested that they check the business liability insurance from to know more about how it works and the advantages of having this type of insurance for their business. read more

No Exam Life Insurance

These days, insurance companies have become really strict about their policies. Sometimes, you may think that their insurance offers are more of a hassle to take and may make you a little less interested to check and purchase. Fortunately, there are now life insurance quotes no exam requirement that caters to people who are too busy with work to undergo medical exam just to get an insurance policy. Term life insurance is one those policies available for people who want an affordable life insurance without too much hassle and issues. The prices of these insurance are fixed and you have to complete your payments for a certain number of years. read more

Your Car Impacts Your Auto Insurance

You might already know that the type of car you drive can affect your auto insurance policy. But how do you know if your car is considered a high risk or low risk car in the eyes of your insurer? And what if you’re planning to buy a new car? How can you get the best information about what sort of insurance premiums your car will attract?

Well, if you’re reading this, you’re on the right track. The Internet is a veritable goldmine of information; you just have to know where to look. One of the most reliable sources of information about auto insurance is the Insurance Institute for Highway Safety (, which has heaps of statistics and research. read more

Plan to Buy a Cheap Insurance for Senior Citizen

My mom turned 54 years old on September 4, its her last year to enjoy before she hit the senior citizen age. Its something to look forward to! There are a lot of perks and benefits of being a senior – one of that is the 20 percent discount in all your purchases in restaurants, hotels, even in department stores. She is looking forward to receive her own card but I don’t know how will I feel. But for sure, I will plan and buy a cheap insurance for seniors should I reached that age, I will just enjoy my life and will not worry when I get sick. read more

Kids Protection Comes First

I wonder if the guy who had an accident has a social security disability benefits from SSS. I am sure he won’t be able to work for days maybe even weeks. That would be big financial burden for his family. That incident made me realize that its important to get an insurance for me and hubby.

How about you? Aside from the usual benefits from SSS and Philhealth, do you have other insurance from private insurance companies? We got our 2 boys their life insurance since childhood for never got the chance to discuss about our own. We prioritized on the kids protection first. But I know that in time, maybe after getting our own house, we will also buy for our own. read more